Terms and Conditions

Please carefully read the following terms and Conditions. By accessing this website or any place thereof, you agree to be bound by these Terms and Conditions.

This Website is owned and maintained by Phongsavanh Bank Company Limited (the ”Bank”). The purposes of this website are to be a source and provider of various information regarding the bank and companies in its financial group as well as to facilitate your utilization of the Bank’s products and services.

Copyright in all the information, photos, texts, advertising media and other components on this website, e.g., trademarks, logos, service mark and trade name contained in this website, are owned by the bank and its affiliates. No part of these materials may be copied, modified, transmitted, distributed or disclosed in any way to public or for commercial purpose without prior written consent of the Bank and/or its affiliate, as the case may be.

The Bank maintains this Website in Lao PDR and makes no representation that the information provided on or via this Website is appropriate or available for use in other countries. If you use this Website in other countries, you are responsible for compliance with applicable local laws.

Certain information contained in sections or pages on this Website may have a separate specific terms and conditions for any other service. In the event of any conflict between the specific terms and conditions and these terms and Conditions, such specific terms and conditions shall prevail. It is recommended that you read such specific terms and conditions prior to using such service.

The Bank reserves the right to present, modify or amend any information on this Website, and such information is not prepared for the purpose of providing any professional advice. The Bank makes no representation that the information provided on this Website will be accurate and up-to-date.

This Website may contain links to other websites which are provided and managed by third party for your information and convenience purposes only. The Bank does not warrant that the information contained therein is accurate, adequate, complete, updated, fit for any particular purpose and free for any computer virus or malware, and The Bank will not be responsible for any loss, damage or expenses which may be incurred in connection with your access to the said third party website. It is recommended that you read the terms and conditions of services as well as privacy policy of such website prior to your access thereto.

The Bank will not be liable for any loss, damage, or expenses arising from your use of this Website or any linked websites as well as from any inaccuracy of information, delay in transfer of information, duration of the publication of information, error or interruption of connection system and display of information, stability of the system or computer virus.

Use of this Website and these Terms and conditions shall be governed by and construed in accordance with the laws of the Lao PDR.